At Hicks & Lickert, we offer a wide range of bankruptcy services to help our clients obtain debt relief and a fresh financial start. We are experienced, know the personal bankruptcy laws, and work hard to help our clients obtain maximum relief from debts while enabling them to keep as much property as possible.
Contact us today for a free consultation. We want to help you get debt relief and the opportunity to begin your financial life again.
Get Debt Relief and Keep Your Property
Many people have the mistaken notion that by filing for bankruptcy, they will lose everything they have. This is not true. Most people can keep all or most of their property. In addition, filing bankruptcy will immediately stop home foreclosure, wage garnishment, auto repossession, collection calls, and creditor harassment.
In a free consultation, attorney Doug Lickert can review your situation and discuss your options. These include:
- Chapter 7 bankruptcy — Completely eliminates some types of unsecured debts, including credit card debts, medical bills and personal loans.
- Chapter 13 bankruptcy — Is a form of a debt repayment or consolidation plan, which is typically used to save a home from foreclosure or prevent a car from being repossessed. A plan is filed with the court in which debtors pay all or a portion of their debt over a three to five year period. At the end of the period, you should receive a bankruptcy discharge whereby your unsecured debts (i.e. credit card, medical, and personal) are either paid without interest or wiped out and you will only be responsible for paying your regular mortgage payments or other long-term debts and any non-dischargeable debts such as student loans, child support, or certain tax debt.
For some people, bankruptcy is not the best option. Doug Lickert can help you make the decision that is right for you.
Federal Bankruptcy and Arkansas law provides exemptions that typically allow most debtors to keep all or most of their property, including home, car, retirement accounts, and household goods. Doug Lickert will work to help you keep as much property as the law allows, while obtaining maximum debt relief.
Filing for Bankruptcy Stops Foreclosure, Repossession and Garnishment
When we file for Chapter 7 or Chapter 13 bankruptcy on your behalf, an automatic stay is ordered that immediately stops home foreclosure, auto repossessions, wage garnishments, collection calls, and most other collection efforts.
Contact a North Little Rock Bankruptcy Lawyer
Contact Hicks & Lickert today for a free consultation about your case.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.